Medical emergencies can strike at any time. Bharti Axa s Smart Super Health Insurance Policy that helps you stay protected against the unexpected and get a Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.
Highlight:
Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.
No capping on room rent
Maternity Benefit with 9 month waiting Period for policies of 3 year Premium paying term
No-Claim Bonus up to 100% of Sum Insured
Annual Health Check-Up
Organ Donor expenses covered up to Sum Insured
Option to choose for Critical Illness Cover/Hospital Cash
Benefit:
Title
Description
Room Rent Limit
Upto SI. No Cap
ICU Daily Rent Limit
Upto SI. No Cap
Pre-Hospitalization Expenses
Upto SI - 60 days
Post Hospitalization Expenses
Upto SI - 90 days
Minimum Hospitalization Period
24 Hours
Day Care Procedure Coverage
Upto SI
Additional Cover for Critical Illness
Optional
Automatic Restoration of Sum Insured
Upto 100% of S.I
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
No pre-Policy check-up would be required up to 45 years and/or `10 Lakh Sum Insured
Ambulance Expenses
Air Ambulance Upto Rs 2Lakh under Uber Plan.
Non-Allopathic Treatments
Upto SI
New Born Baby Cover
If Maternity add on opted: Value Plan Rs.25K, Classic Plan Rs.50K Uber Plan Rs. 1Lakh