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Smart Super Health Insurance Individual


Medical emergencies can strike at any time. Bharti Axa s Smart Super Health Insurance Policy that helps you stay protected against the unexpected and get a Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.


  • Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.
  • No capping on room rent
  • Maternity Benefit with 9 month waiting Period for policies of 3 year Premium paying term
  • No-Claim Bonus up to 100% of Sum Insured
  • Annual Health Check-Up
  • Organ Donor expenses covered up to Sum Insured
  • Option to choose for Critical Illness Cover/Hospital Cash


Room Rent Limit
Upto SI. No Cap
ICU Daily Rent Limit
Upto SI. No Cap
Pre-Hospitalization Expenses
Upto SI - 60 days
Post Hospitalization Expenses
Upto SI - 90 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Upto SI
Additional Cover for Critical Illness
Automatic Restoration of Sum Insured
Upto 100% of S.I
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 Days
Medical Screening
No pre-Policy check-up would be required up to 45 years and/or `10 Lakh Sum Insured
Ambulance Expenses
Air Ambulance Upto Rs 2Lakh under Uber Plan.
Non-Allopathic Treatments
Upto SI
New Born Baby Cover
If Maternity add on opted: Value Plan Rs.25K, Classic Plan Rs.50K Uber Plan Rs. 1Lakh
Daily Hospitalization Allowance
Optional Add on (Rs 500, Rs 1000, Rs 2000, Rs 3000)
Donor Expenses
Upto SI
Nursing Allowance
Upto S.I
No Claim Bonus
No-Claim Bonus up to 100% of Sum Insured
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