Be prepared for all circumstances, with Bharti Axa s Smart Health Insurance policy be rest assured as it offers complete support at all times and provides for eventualities arising out of hospitalization.
Highlight:
Comes with Unique Feature - In-built critical illness cover.
No medical check-ups required up to 55 years (on select plans).
Life long policy renewal is available.
Single policy for the entire family (Insured, spouse and two children).
Wide sum insured option ranging from Rs. 2,00,000 to Rs.5,00,000.
Pre-existing diseases are Covered after 48 months of continuous coverage.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
24x7 claim assistance and easy claim settlement process.
5% renewal discount every year maximum up to 25% on a progressive scale.
Maximum age of entry for 200,000 Options of Basic Plan is 65 years.
Benefit:
Title
Description
Room Rent Limit
Upto S.I (subject to limits Specified)
Room Rent Limit
Upto S.I (subject to limits Specified)
Pre-Hospitalization Expenses
30 Days
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes ( Upto S.I)
Day Care Procedure Coverage
Yes ( Upto S.I)
Additional Cover for Critical Illness
Yes (reimbursement basis on hospitalization of insured)
Additional Cover for Critical Illness
Yes (reimbursement basis on hospitalization of insured)
Pre-Existing Disease / Illness coverage
After 48 months
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 Days
Waiting Period for New Policy
30 Days
Medical Screening
Required as per S.I opted under Basic/Premium/Optimum plan.
Medical Screening
Required as per S.I opted under Basic/Premium/Optimum plan.
