Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.
Highlight:
Comes with Unique Feature - In-built critical illness cover.
Pre-existing diseases are Covered after 48 months of continuous coverage.
Life long policy renewal is available.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
Wide sum insured option ranging from Rs. 2,00,000 to Rs.5,00,000.
No medical check-ups required up to 55 years (on select plans).
Single policy for the entire family (Insured, spouse and two children).
Benefit:
Title
Description
Room Rent Limit
Upto S.I (subject to limits Specified)
Room Rent Limit
Upto S.I (subject to limits Specified)
Pre-Hospitalization Expenses
30 Days
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes ( Upto S.I)
Day Care Procedure Coverage
Yes ( Upto S.I)
Additional Cover for Critical Illness
Yes (reimbursement basis on hospitalization of insured)
Additional Cover for Critical Illness
Yes (reimbursement basis on hospitalization of insured)
Pre-Existing Disease / Illness coverage
After 48 months
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 Days
Waiting Period for New Policy
30 Days
Medical Screening
Required as per S.I opted under Basic/Premium/Optimum plan
Medical Screening
Required as per S.I opted under Basic/Premium/Optimum plan