Unique health insurance plan stand true to its name as it offers the unique feature of covering medical expenses for certain pre-existing diseases within 11 Months
Highlight:
Pre-existing diseases (other than those specified) are covered after 11 Months
Covers the HIV positive persons (except for treatment of HIV/AIDS) with minimum CD 4 Count
No Medical Tests required
Non-allopathic treatments are also covered
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section
Benefit:
Title
Description
Room Rent Limit
Up to 1% of sum insured, max 3000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
Up to 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Specified procedure covered
Pre-Existing Disease / Illness coverage
After11 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 30% of claim amount
Ambulance Expenses
Up to 750 per hospitalization, Max 1500 per policy period