Super surplus floater is a Top-Up family health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury
Highlight:
No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
No Medical tests are required up to 50 years of age
Life long policy renewal is available
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Silver Plan:- Up to Rs 4000/day Gold Plan:-Single Standard AC Room
ICU Daily Rent Limit
Covered Upto Sum Assured
Pre-Hospitalization Expenses
Silver Plan :Up to 30 days, Gold Plan Up to 60 days
Post Hospitalization Expenses
Silver Plan : Up to 60 days, Gold Plan Up to 90 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
All day care procedures are covered
Automatic Restoration of Sum Insured
For Silver Plan : Not Covered, For Gold Plan : Recharge Benefit available
Pre-Existing Disease / Illness coverage
Silver Plan : 36 months Gold Plan :12 months
Waiting Period for New Policy
30 days
Co-Payment
10% co Pay if age at entry is above 60
Medical Screening
No Pre-acceptance medical screening is required
Ambulance Expenses
Silver Plan:- Not Available, Gold Plan:- Rs 3000/Hospitalisationsum insured options Rs.10 lacs and ,above
Donor Expenses
Silver Plan:- Not Available, Gold Plan:- Covered Up to Sum Assured