Super surplus is a Top-Up health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury
Highlight:
No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
No Medical tests are required up to 50 years of age
Life long policy renewal is available
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Silver Plan:- Up to Rs 4000/day
ICU Daily Rent Limit
Silver Plan:- Up to Rs 4000/day
Pre-Hospitalization Expenses
For Silver :30 days, For Gold :60 days
Post Hospitalization Expenses
For SIlver: 60 days, For Gold :90 0days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
All day care procedures are covered.
Automatic Restoration of Sum Insured
Available Under Gold Plan
Pre-Existing Disease / Illness coverage
Silver Plan : After 36 months, Gold Plan :After 12 months
Waiting Period for New Policy
30 days
Medical Screening
No Pre-acceptance medical screening is required
Donor Expenses
Silver Plan:- Not Available,Gold Plan:- Covered Up to Sum Assured
Nursing Allowance
Covered
Ambulance Expenses
Silver Plan: No Ambulance Charges. Gold Plans - Ambulance Charges covered up to Rs.3000/- per policy period. In addition to this cover, Air ambulance up to 10% of the sum insured provided for sum insured options Rs.10 lacs and above