HEALTH INSURANCE
Product Information
Useful Information

Chola

TPA Information

Tax Plus Healthline Floater

Synopsis:

Chola Tax Plus Healthline Insurance Policy is meant for providing medical insurance coverage for both hospitalisation and non-hospitalisation (including OPD) expenses. This policy can be issued for individuals and families on floater sum insured basis.

Highlight:

  • Covers hospitalisation expenses.
  • Covers daily medicine and OPD expenses.
  • Get tax exemption on premium paid.
  • 5% increase in Section 1 limit for every claim free year.

Benefit:

Title
Description
Room Rent Limit
1% of Sum Insured (SI) Per day
ICU Daily Rent Limit
2% of SI Per day
Pre-Hospitalization Expenses
Up to 60 days, Maximum 5% of Claim
Post Hospitalization Expenses
Up to 90 days, Maximum 10 % of Claim and up to Rs. 50,000
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered
Waiting Period for New Policy
4 years
Co-Payment
50% co-pay applicable for Knee and Joint replacement surgery
Medical Screening
For persons upto 55 years of age, no medical tests are required.
Ambulance Expenses
Upto Rs.3000 per hospitalisation
Non-Allopathic Treatments
Treatments under Allopathy or any other system of Indian medicine (other than naturopathy) are covered.
Donor Expenses
covered
Attendant Allowance
Not Payable - Part of Room Charges
No Claim Bonus
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured
 
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