HEALTH INSURANCE
Product Information
Useful Information

Chola

TPA Information

Chola Healthline Individual

Synopsis:

Chola Healthline is a comprehensive Health Insurance Policy which provides insurance coverage & offer you three different plans-Value,Freedom, Enrich to select from with various Sum Insured options under each one of them.

Highlight:

  • Cashless hospitalization at 5000 hospitals across India.
  • Cover for 141 Day-care procedures.
  • Benefits will be available on Cashless or Reimbursement basis as applicable.
  • Double Sum Insured for Accidents and Critical Illnesses
  • Life long policy renewal is available.
  • Additional benefits such as Child Hospitalisation Allowance in Enrich plan of Rs.500 per day for max. 7 Days.
  • Exclusive Discount of 5-50% at Pharmacies, Labs,Hospitals, Fitness Centres,eye Hospitals etc.

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
30/60/60 Days
Post Hospitalization Expenses
60/90/90 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
141 Procedures covered
Additional Cover for Critical Illness
Yes
Automatic Restoration of Sum Insured
Yes (for Critical Illness & Accidents)
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 Days
Co-Payment
10% on all Claims > than 55 yrs (for Value plan)
Medical Screening
Above 45 Years of age
Free Health Checkup
Once in 3/2 claim free Years (as per Plan).
Ambulance Expenses
Rs.1000 upto Rs.2000
Non-Allopathic Treatments
Covered
Daily Hospitalization Allowance
upto Rs.10,000
Donor Expenses
Covered
Nursing Allowance
Max.7 days
No Claim Bonus
5% to 50%, max.upto 100% (as per plan)
 
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