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Arogya Sanjeevani Floater


A simple, easy to understand health insurance plan that provides coverage for Health expenditure .


  • Policy can be taken for 1 year.
  • Premium can be paid on instalment basis- Annual, Half yearly, Quarterly or Monthly
  • Self, legally wedded Spouse, Dependent Children, Parents, Parents In laws can be covered.
  • SUm Insured from Rs 100000 To Rs 500000


Room Rent Limit
2% of the sum insured subject to maximum of Rs.5000/-, per day.
ICU Daily Rent Limit
5% of the sum insured subject to maximum of Rs.10,000/-, per day.
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
All Day Care Treatments covered
Pre-Existing Disease / Illness coverage
Covered after 48 months of continuous coverage under this policy
Waiting Period for New Policy
30 days
5% co pay on all claims
Medical Screening
No Medical tests upto 45 years
Ambulance Expenses
INR 2000/- per hospitalisation
Non-Allopathic Treatments
Nursing Allowance
2% of the sum insured subject to maximum of Rs.5000/-, per day.
No Claim Bonus
5%for each claim free year, Max 50%
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