Tax Gain Policy is a floater health policy which covers out patient expenses (OPD) & hospitalization expenses under a single
Highlight:
Out patient expenses & hospitalization expenses covered for self & spouse on floater basis.
Pre & Post hospitalization expenses can be covered under the specified OPD expenses
Ambulance charges in case of emergency hospitalization up to Rs. 1000/-
130 day care procedures subject to terms & conditions
The expenses for crutches will be covered from day 1 under OPD benefit
Free Health Check up at designated Bajaj Allianz Empanelled Diagnosticcenterafterevery4claimfreepolicyperiods.
Income Tax benefit under Sec 80D of the IT Act on the premiums paid.
Separate plan for Senior citizens covering both OPD & hospitalization benefits
Benefit:
Title
Description
Pre-Hospitalization Expenses
Post hospitalization expenses can be covered under the specified OPD expenses
Post Hospitalization Expenses
Post hospitalization expenses can be covered under the specified OPD expenses
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage.
Waiting Period for New Policy
30 days
Co-Payment
10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital. Waiver of co-payment is available on payment of additional premium.
Free Health Checkup
After 4 claim free years
Ambulance Expenses
Ambulance charges in case of emergency hospitalization up to Rs. 1000/-