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Super Top Up Medicare Family


Super Top Up Medicare is a Mediclaim policy specially designed for persons aged between 18 to 80 Years which offers in-patient hospitalization expenses, pre and post hospitalization expenses, ambulance Charges etc. incurred in India


  • This is a top-up policy where the company will pay medical expenses when total bills exceed the Deductible limit
  • A top-up plan can lower the impact of rising medical costs.
  • This policy covers hospitalization expenses up to the opted Sum Insured over and above a specified level called Threshold Level.
  • It gives additional protection at an affordable price when hospitalization costs are very high
  • No Medical tests up to the age of 45 Years
  • Additional benefit is paid in case of Critical illness is diagnosed
  • This policy offers protection in excess of any Primary health policy/benefit scheme that you may already have
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
No Limit
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Not Covered
Additional Cover for Critical Illness
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
Up to 2500 per hospitalization
Donor Expenses
Nursing Allowance
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