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Individual Platinum


Health insurance Platinum policy is a comprehensive health insurance policy which covers various medical and hospitalization expenses up to Rs.10 Lacs


  • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge
  • The cost of Medical check-up once every 3 years provided no claims are made in between the years
  • Domiciliary Hospitalization benefit is provided
  • The Non-allopathic treatment cost is also covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Free Health Checkup
Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses
Up to max.2500 per hospitalization, on payment of add. premium of Rs.100
Non-Allopathic Treatments
Daily Hospitalization Allowance
250/500 per day, Max of 2500/5000 per hospitalization on payment of add. premium of Rs.150/300
Nursing Allowance
Up to 1% of the sum insured
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