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HEALTH INSURANCE

Product Information

Plans for Individuals

Health Suraksha Individual Old

Citicare Indi

Health Total Individual

Health Suraksha Individual

Advantage Top Up Individual

Varishta Bima - Individual

Corona Kavach Individual

Super Saver Individual

Plans for Families

Health Suraksha Family Floater Old

Health Suraksha Floater

Advantage Top-up Floater

Varishta Bima - Floater

Super Saver Floater

Useful Information

Future Gen

TPA Information

Varishta Bima - Floater

Synopsis:

Future Varishta Bima is a health insurance plan designed just for senior citizens. It provides cover to anyone from age of 60 years and above with continuous cover thereafter till lifetime.

Highlight:

Room, Boarding & Nursing Expenses
Surgeon/ Consultant/ Anaesthetist/ specialist fees
Anaesthesia, blood, Oxygen, Operation Theatre fees
Pre and Post hospitalisation medical expenses
Day Care expenses
Road Ambulance charges
Free annual medical check-up

Benefit:

Title

Description

Room Rent Limit

Covered upto SI

ICU Daily Rent Limit

Covered upto SI

Pre-Hospitalization Expenses

up to 60 days. 2% of SI

Post Hospitalization Expenses

up to 90 days. 2% of SI

Minimum Hospitalization Period

24 hours

Day Care Procedure Coverage

Covered

Pre-Existing Disease / Illness coverage

Covered after 12 months

Waiting Period for New Policy

30 days for all illnesses (not applicable on renewal or for accidents)

Co-Payment

50% co-payment for Pre-existing disease.25% co-payment is applicable on each and every claim for all other claims

Medical Screening

a) Applicable for proposal form with any medical declaration for any sum insured

Free Health Checkup

Free Medical Check-up after every continuous period of 1 year

Ambulance Expenses

Up to ? 1000/- per hospitalization

Non-Allopathic Treatments

Not covered

Donor Expenses

Not covered

Nursing Allowance

Covered upto SI