HEALTH INSURANCE
Product Information
Useful Information

Future Gen

TPA Information

Health Total Individual

Synopsis:

Health Total Individual, gives you a comprehensive cover, a near-perfect answer to all your medical needs. Just one policy and be prepared for unforeseen events.

Highlight:

  • Emergency Medical Evacuation (Applicable for Superior and Premiere plan)
  • Avail for Child Vaccination Benefits and Medical Treatment Abroad (Applicable for Premiere Plan).
  • Long term policy discount in case Policy Term is more than 1 year.
  • Discount of 10% to 25% on premium as per the voluntary deductible and plan opted.
  • No loading on premium for adverse claims experience.
  • Tax exemption U/S 80D of the Income Tax Act.
  • Instalment payment is available monthly, quarterly and half yearly in case policies opted for long term basis.

Benefit:

Title
Description
Nursing Allowance
Upto 10% of S.I
No Claim Bonus
50% upto max.100%
Room Rent Limit
Reimbursement of Expenses.
ICU Daily Rent Limit
Reimbursement of Expenses.
Pre-Hospitalization Expenses
60 Days
Post Hospitalization Expenses
90/120/180 (As per the plan)
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
131 procedures covered
Automatic Restoration of Sum Insured
Upto 100%
Pre-Existing Disease / Illness coverage
After 36 months
Waiting Period for New Policy
30 days
Co-Payment
20% (Age 60 to 64 Yrs),25% (Age 65 to 69 Yrs),30%(Age 70 to 74 Yrs),40%(Age 75 to 99 Yrs)
Medical Screening
51 years and above ( Vital plan) 18 years and above (Superior & Premiere Plans).
Ambulance Expenses
Rs.1500/2000/5000 (As per the plan)
Non-Allopathic Treatments
Covered
New Born Baby Cover
Covered
Daily Hospitalization Allowance
Rs.350/500/100 per day (As per the plan).
Donor Expenses
Covered
Attendant Allowance
Rs.500 max.upto 30 Days ( upto 12 yrs)
 
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