Health Total Individual, gives you a comprehensive cover, a near-perfect answer to all your medical needs. Just one policy and be prepared for unforeseen events.
Highlight:
Emergency Medical Evacuation (Applicable for Superior and Premiere plan)
Avail for Child Vaccination Benefits and Medical Treatment Abroad (Applicable for Premiere Plan).
Long term policy discount in case Policy Term is more than 1 year.
Discount of 10% to 25% on premium as per the voluntary deductible and plan opted.
No loading on premium for adverse claims experience.
Tax exemption U/S 80D of the Income Tax Act.
Instalment payment is available monthly, quarterly and half yearly in case policies opted for long term basis.
Benefit:
Title
Description
Room Rent Limit
Reimbursement of Expenses.
ICU Daily Rent Limit
Reimbursement of Expenses.
Pre-Hospitalization Expenses
60 Days
Post Hospitalization Expenses
90/120/180 (As per the plan)
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
131 procedures covered
Automatic Restoration of Sum Insured
Upto 100%
Pre-Existing Disease / Illness coverage
After 36 months
Waiting Period for New Policy
30 days
Co-Payment
20% (Age 60 to 64 Yrs),25% (Age 65 to 69 Yrs),30%(Age 70 to 74 Yrs),40%(Age 75 to 99 Yrs)
Medical Screening
51 years and above ( Vital plan) 18 years and above (Superior & Premiere Plans).
