Useful Information


TPA Information

Smart Health Essential Insurance Floater


A smart first step to reduce financial burden arising out of hospitalization, Smart Health Essential Policy helps to lighten your load and Avoid unnecessary anxiety in the unfortunate event of hospitalisation of you and/or your dependent family.


Room Rent Limit
Upto S.I
ICU Daily Rent Limit
Rs.1000/2000/3000 for 60/90/120 Days ( as per the Plan)
Pre-Hospitalization Expenses
Not specified
Post Hospitalization Expenses
Not specified
Minimum Hospitalization Period
24 Hrs
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 Days
Medical Screening
Between 56 to 65 yrs of age.