Plans for Individuals
  • Easy Health Individual
    •
  • Optima Restore Individual
    •
  • Optima Super Individual
    •
  • Optima Vital
    •
  • EH Critical Illness Addon
    •
  • Optima Senior
    •
  • Optima Cash Gold
    •
  • Energy
    •
  • Dengue Care
    •
  • Health Wallet Individual
    •
  • Ican Individual
    •
    Plans for Families
  • Easy Health Floater
    •
  • Optima Restore Floater
    •
  • Optima Super Floater
    •
  • Optima Plus Top Up
    •
  • Optima Cash Platinum
    •
  • Health Wallet Floater
    •
  • Maxima
    •
    Useful Information

    HDFC Health

    TPA Information

    Health Wallet Individual

    Synopsis:

    Health wallet is a win-win health insurance plan, through which you not only insure your health today but also secure your

    Highlight:

    • Health Wallet comes with the option of life long renewal.
    • Sum insured can be enhanced at the time of renewal.
    • Comes with a unique Reserve benefit - covers OPD expenses & Insured can pay upto 50% of the renewal premium from
    • Recovery benefit available if the insured person is hospitalised beyond 10 continuous days.
    • Comes with switch benefit, option of converting into a full-fledged nil deductible plan by using the waiver of
    • Sum insured can be enhanced at the time of renewal
    • Any pre-existing diseases/conditions will be covered after a waiting period of 3 years.
    • Tax rebate available as per provision of Income Tax Rules under section 80-D.
    • Get World Wide Coverage for in-patient treatment and daycare medical expenses incurred for emergency

    Benefit:

    Title
    Description
    Room Rent Limit
    Covered
    ICU Daily Rent Limit
    Covered
    Pre-Hospitalization Expenses
    60 Days
    Post Hospitalization Expenses
    90 Days
    Minimum Hospitalization Period
    24 Hrs
    Day Care Procedure Coverage
    Yes
    Additional Cover for Critical Illness
    Optional
    Automatic Restoration of Sum Insured
    Yes
    Pre-Existing Disease / Illness coverage
    After 3 Years
    Waiting Period for New Policy
    30 Days
    Free Health Checkup
    Upto Rs 3500 for Non Deductible plans & Upto Rs 3000 for Deductible plans.
    Ambulance Expenses
    Upto Rs.2000
    Non-Allopathic Treatments
    Covered
    Nursing Allowance
    Covered
    No Claim Bonus
    Upto 50%, max.100%