HEALTH INSURANCE
Product Information
Useful Information

ICICI

TPA Information

Health Smart Floater

Synopsis:

Health smart Flaoter is a Floater policy to suit your specific needs During medical emergencies.

Highlight:

  • Critical Illness cover up to 100% of sum insured for specified critical Illnesses/
  • Personal Accident cover up to Sum Insured upon the event of accident.
  • Cumulative Bonus on Renewal for every Claim Free Year.
  • Value Added Services such as Free health check-up coupon & Online Chat with Medical Practitioners.
  • Covers for Medical expenses incurred by the Insured as an Outpatient.
  • Pre-existing diseases are Covered after 24 months.

Benefit:

Title
Description
Room Rent Limit
No Limit
ICU Daily Rent Limit
No Limit
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
150 procedures covered
Additional Cover for Critical Illness
Optional
Pre-Existing Disease / Illness coverage
After 24 months
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Yes
Ambulance Expenses
Up to 1500 per hospitalization
Non-Allopathic Treatments
Not covered
New Born Baby Cover
Yes
Daily Hospitalization Allowance
Up to 2000 per day, Max 10 days
Donor Expenses
Optional
Nursing Allowance
Optional
No Claim Bonus
Up to 10% per claim free year, Max 50%
 
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