HEALTH INSURANCE
Product Information
Useful Information

HDFC

TPA Information

Medisure Prime Individual

Synopsis:

Medisure Prime is a health plan designed through a scientific process that will enable you to continue enjoying the pleasant moments with your family and bounce back from a medical emergency, quickly!

Highlight:

  • All Day care treatments are covered. No exceptions
  • No Medical tests up to the age of 45 years
  • Double Sum Insured for treatment of Critical Illness, if opted
  • Lump-sum recovery benefit in case hospitalization exceeds 10 continuous days
  • Reinstatement of Sum Insured in case of hospitalization due to an accident
  • Free health check-up after every 2 years for insured persons above 45 years of age
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
No Limit
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Additional Cover for Critical Illness
Optional
Automatic Restoration of Sum Insured
Yes, once in a policy year
Pre-Existing Disease / Illness coverage
After 36 months
Waiting Period for New Policy
30 days
Co-Payment
Yes
Medical Screening
Yes
Free Health Checkup
Once in 2years, For age above 45
Ambulance Expenses
Maximum up to 1,500/-
New Born Baby Cover
Up to 10 % of sum insured , Max 50000
Daily Hospitalization Allowance
Up to 1000 per day from day 4 to day 10
Donor Expenses
Yes
Attendant Allowance
Up to 500 per day, Max 7 days
No Claim Bonus
Up to 5% After every claim free renewal, Max 50%
 
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