In patient Hospitalization: for hospitalization expenses like Doctor's fees, operation theatre cost, surgery cost,anaesthetist charges and nurse charges
Day care treatment cover- for expenses of modern procedures that do not require 24 hrs hospitalization admission (for e.g. cataract surgery)
Pre and Post Hospitalisation expenses are covered
Ambulance cover: for expenses incurred for emergency road ambulance
Organ Donor expense cover- for hospitalization expenses of the person who is donating organ for the use of Insured person
Domiciliary Hospitalization cover
IVF treatment cover
Bariatric Surgery cover
Psychiatric cover
Lasik surgery cover
Cumulative Bonus- which once accrued, is not reduced even if you claim
Free annual health check up for all adult insured persons irrespective of claims
Benefit:
Title
Description
Room Rent Limit
Under Support:- 1% of SI, Under Secure:- Covered up to SI; Single private room , Under Support Plus:- Covered up to SI; No room rent capping, Under Shield:- Covered up to SI; No room rent capping, Premium:- Covered up to SI; No room rent capping
ICU Daily Rent Limit
Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping
Pre-Hospitalization Expenses
Under Support:- upto 2% Of SI, Under Secure:- up to SI, Single private room , Under Support Plus:- up to SI, No room rent capping, Under Shield:- up to SI, No room rent capping, Premium:- up to SI, No room rent capping
Post Hospitalization Expenses
Under Support:- 60 days, Under Secure:- 60 days, Under Support Plus:- 60 days, Under Shield:- 90 days, Premium:- 90 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
Covered up to SI
Additional Cover for Critical Illness
Available
Automatic Restoration of Sum Insured
Available
Pre-Existing Disease / Illness coverage
Under Support:- 4 years, Under Secure:- 3 years, Under Support Plus:- 3 years, Under Shield:- 3 years, Premium:- 2 years
Waiting Period for New Policy
30 days
Co-Payment
Voluntary 10% or 20%
Free Health Checkup
Every year
Ambulance Expenses
Under Support:- Up to Rs. 2,000, Under Secure:- Up to 2,500, Under Support Plus:- Up to Rs. 5,000, Under Shield:- Up to Rs. 7,500, Premium:- Up to Rs. 10,000
Non-Allopathic Treatments
Under Support:- 10% of SI, Under Secure:- 10% of SI, Under Support Plus:- 50% of SI, Under Shield:- Covered up to SI, Premium:- Covered up to SI
Donor Expenses
Covered up to SI
No Claim Bonus
Under Support:- 10% max 50%, Under Secure:- 10% max 50%, Under Support Plus:- 10% max 100%, Under Shield:- 10% max 100%, Premium:- 10% max 100%
