Care Heart is a heart insurance plan that offers coverage for pre-existing heart illnesses. A specific heart insurance product, it serves as an ideal health insurance for cardiac patients i.e. those with pre-existing heart ailments.
Highlight:
No Maximum Age Limit
No Pre Policy Check up
Reduced Pre-Existing Waiting Period
No Claim Bonus
Cardiac Health Check-up Free Every year
Benefit:
Title
Description
Room Rent Limit
1% in 3 Lacs SI, Single Private Room in 5 Lacs & Above
ICU Daily Rent Limit
No Limit 5 Lacs & Above, 2% in 3 Lacs SI
Pre-Hospitalization Expenses
30 Days, Maximum upto 5% of SI
Post Hospitalization Expenses
60 Days, Maximum upto 5% of SI
Minimum Hospitalization Period
24 hours
Automatic Restoration of Sum Insured
upto Sum Insured
Pre-Existing Disease / Illness coverage
Covered after 24 months
Waiting Period for New Policy
30 Days
Co-Payment
20% per claim
Medical Screening
No Pre Policy Check up
Free Health Checkup
Cardia health check annually
Ambulance Expenses
SI 7 Lacs & Above 3k, SI 3 Lacs, 5 Lacs 2k Per Hospitalisation