HEALTH INSURANCE
Product Information
Useful Information

SBI General

TPA Information

Arogya Top Up Policy

Synopsis:

SBI General’s Arogya Top Up Policy lets you add extra protection at low premium so you can smoothly overcome the rising medical costs over and above your pre-decided medical cost.

Highlight:

  • Covers maternity expenses after first 9 months waiting period.
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • Upto 142 Day Care Procedures covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • No medical tests required up to 55 Years of Age.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Covers Reimbursement of alternative treatment like Ayurvedic, Homeopathy and Unani.

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
60 Days
Post Hospitalization Expenses
90 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
142 Procedures covered.
Pre-Existing Disease / Illness coverage
After 4 years
Waiting Period for New Policy
30 Days
Medical Screening
Above 55 yrs of age.
Ambulance Expenses
upto Rs.5000
Non-Allopathic Treatments
Covered
Donor Expenses
Covered
Nursing Allowance
Covered
 
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