HEALTH INSURANCE
Product Information
Plans for Individuals
  • MediPrime Individual
    •
  • MediPlus TopUp
    •
  • MediSenior Individual
    •
  • Wellsurance Executive
    •
  • Wellsurance Woman
    •
  • MediRaksha Individual
    •
  • Criticare Critical Illness
    •
  • Medicare Individual
    •
  • Medicare Plus Individual
    •
  • Arogya Sanjeevani Individual
    •
    Plans for Families
  • MediPrime Floater
    •
  • Wellsurance Family
    •
  • Medicare Floater
    •
  • Medicare Plus Floater
    •
  • Arogya Sanjeevani Floater
    •
    Useful Information

    Tata AIG

    TPA Information

    Medicare Individual

    Synopsis:

    Policy that that provides comprehensive health coverage

    Highlight:

    • Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.
    • 4000+ networked hospitals across India
    • Lifelong renewal
    • Sum Insured Restore Benefit
    • Consumables Benefit
    • Cumulative bonus
    • Tax Benefit under section 80D of the Income Tax Act.

    Benefit:

    Title
    Description
    Room Rent Limit
    Covered
    ICU Daily Rent Limit
    Covered
    Pre-Hospitalization Expenses
    30 days
    Post Hospitalization Expenses
    60 days
    Minimum Hospitalization Period
    24 hours
    Day Care Procedure Coverage
    Covered
    Automatic Restoration of Sum Insured
    Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
    Pre-Existing Disease / Illness coverage
    covered after 48 months of continuous coverage have elapsed.
    Waiting Period for New Policy
    30 days
    Co-Payment
    10% of the admissible claim if room category is higher than shared accomodation.
    Medical Screening
    Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.
    Free Health Checkup
    At the end of a block of every continuous four claim free years, upto 1%of Sum Insured will be paid.
    Ambulance Expenses
    Covered
    Non-Allopathic Treatments
    Covered
    Donor Expenses
    The Medical and surgical Expenses of the organ donor for harvesting the
    No Claim Bonus
    Medicare:-50% Bonus accumulating upt 100%
     
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