Product Information
Useful Information

New India

TPA Information

Janata Mediclaim


Janata Mediclaim policy covers hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours.Pre-hospitalization expenses and post hospitalization expenses are also payable.


  • Pre existing Diseases are covered after 48 months of continuous coverage.
  • Get Discount in premium for family cover.
  • Expenses covered for Ayurvedic/Homeopathic/Unani Treatment.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
  • Cost of Health Check up is also provided after a certain period of time
  • Loyalty Discount is offered on continuous policy renewal
  • Good Health Discount is provided for claim free years.


Room Rent Limit
Rs 450 per day
ICU Daily Rent Limit
Rs 1800 Per day
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 4 Years
Waiting Period for New Policy
30 days
Free Health Checkup
After 4 years
Ambulance Expenses
Actual expenses or upto 1000
Non-Allopathic Treatments
Covered, upto 25% of S.I
Donor Expenses
No Claim Bonus
5%, max. upto 30%
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