First of a kind Optima Restore plan offers a unique Restore benefit that automatically reinstates the floater sum insured in case you exhaust it in a policy year.
Highlight:
Restoration of the entire Sum Insured if used in the middle of the year at no additional cost
No claim bonus increases the insurance cover by 50% for one claim free year and then 100% for the consecutive claim free year
No sub-limits on hospital room rent or co-pay required
No loading on renewal premiums if a claim is made
Free Health Check up after every 2 Years
Daily Cash benefit to support Miscellaneous expenses
Family discount of 10% is available
Up to 10% discount at Apollo pharmacies
Get 7.5% discount by opting for two years policy
Life long policy renewal is available
An E-opinion is also provided, from our empanelled Doctors in respect of a Critical illness
Healthline service is also available free of cost which includes primary consultation, health related counseling, Nutrition and Diet
Free Health Risk Assessment which helps to profile your health status and provide recommendations on nutrition, diet and lifestyle
Tax rebate available as per provision of Income Tax Rules under section 80-D