Family Health Protector Policy offers a protection cover for you and your family for any injury or disease related contingencies like hospitalization, medical expenses etc.
Highlight:
121 Day Care Treatments are covered
Higher Sum Insured for Critical illness
Option of Restoration of Basic Sum Insured
Non-allopathic treatment is also covered
No Medical Tests up to 45 Years
Get additional family Discount up to 20%
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Up to 1.5% of sum insured
ICU Daily Rent Limit
Up to 2.5% of sum insured
Pre-Hospitalization Expenses
45 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
121 procedures covered
Additional Cover for Critical Illness
Optional
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Co-Payment
up to 20% in case of second and subsequent claims are there
Medical Screening
Above age 45 years
Free Health Checkup
Up to 1% of sum insured, payable once after 4 consecutive claim free years