Criticare plus health plan is probably one of the most comprehensive health plan because it provides regular hospitalization benefits in addition to the critical illness cover
Highlight:
Provides for regular hospitalization benefits along with critical illness coverage
Provides for accident benefit coverage as well
Extensive critical illness coverage till 70 Years
Lump sum payment equal to the Sum Insured in case of major illness if opted for
Non-allopathic treatment is also covered
Life long policy renewal is available
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Up to 2% of sum insured, max 4000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
Up to 7% of hospitalization expenses,Max 5000
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Specified procedure covered
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 30% entry age 60 years and above
Medical Screening
Up to 30% from age 60 years
Ambulance Expenses
Up to 750 per hospitalization, Max 1500 per policy period